Rental insurance ≠ travel insurance. Check your policy.
Rental insurance is not travel insurance — they cover two completely different things, and confusing them is how people end up with five-figure hospital bills. Our rental insurance covers the bike (damage capped at IDR 500K excess, IDR 1M on the XMAX 250 and X-ADV 750, theft at IDR 1M). Your own travel insurance covers your body — and nearly every policy attaches conditions: a valid motorcycle licence from home, an IDP, a helmet on, no alcohol. Miss one and many insurers can decline a scooter-accident claim entirely. Check your policy's motorcycle clause before you fly.
01 / At a glance
The details.
Fact sheet
02 /
What to check in your policy before you fly
Open your travel insurance PDS and search “motorcycle” or “moped”. You're looking for: whether riding is covered at all, any engine-size cap (some policies cap at 125cc or 200cc — relevant if you're eyeing the XMAX 250, and decisive on the 745cc X-ADV 750, which sits outside most standard policy caps), and the licence condition wording. If riding isn't covered, most major insurers sell it as an add-on for a few dollars a day. This is general guidance, not insurance advice — the policy wording is the only thing that counts, so read yours.
This is also exactly why we insist on the licence + IDP check at handover. It isn't gatekeeping — it's the difference between your insurer paying a claim and not.
Ready when
you are.
Pick your dates and a bike arrives with two helmets, a phone mount, and a full tank. No deposit, no collection trip — book online, or send us your address on WhatsApp.
General guidance only — not legal advice. Confirm current requirements with a local adviser or the relevant Indonesian authority.
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